Auto repair shops often depend on extensive equipment and an inventory of parts. They need significant staff onsite, and they often repair numerous high-risk components in vehicles. Having commercial insurance for your business is essential. Knowing what to purchase can be challenging.

At DJ Kauffman Agency, you’ll find a wide range of policy options available to fit most needs. Set up some time to speak with our team to go over commercial insurance in Hutchinson, KS that fits your needs.

Consider Your Assets and Risks

To know what type of coverage you need, start with understanding the risks to your business. Your business risks include claims made against you by those you repair vehicles for, customers walking by the location, and employees. General liability insurance as well as workers’ compensation coverage for your employees tends to be a starting point.

Then, think about your assets. From every lift to the tools you use every day, each of these assets needs property protection. Protect it from fires, theft, vandalism, and closures. You also need to think about operational losses in which your business is forced to close down.

There are numerous factors to consider, but you can often choose a bundled policy like a Business Owner Policy to cover many of those risks. With the help of your insurance agent, you can choose coverage that aligns with your goals.

Schedule a Consultation to Review Your Risks and Needs

At DJ Kauffman Agency, we help you get into the right combination of policies to minimize risks. Set up some time to review your commercial insurance in Hutchinson, KS with our team. Let us make sure your auto repair business is ready to serve the community and thrive. e are happy to help you choose proper coverage.