Boats can get damaged in a variety of circumstances, including during storms. If your boat is damaged in a storm, having boat insurance can mean the difference between repairing and replacing – or not. The professionals at DJ Kauffman Agency servicing Hutchinson, KS can help with this. We work with many insurance carriers to help our clients get the boat insurance they need for their watercraft. When the time comes to file a claim, we can help you with the process. We provide a full range of services for our clients to help take the stress out of owning and driving a boat.

Does Boat Insurance Cover Storm Damage?

Generally speaking, comprehensive boat and watercraft insurance does cover storm damage, unless your boat insurance specifically excludes this type of damage. 

How Can You Tell What’s Covered In Your Policy?

Every boat and watercraft insurance policy is different. To find out what’s covered in your policy, go over your policy with your insurance agent. Your insurance agent can answer your questions and help you determine when storm damage is and isn’t covered under your specific boat insurance policy.

What If Your Boat is Wrecked In the Storm?

Wreckage removal can be costly, and not all types of insurance cover the cost of removing a wrecked boat. If you want to ensure that your boat insurance provides coverage for wreckage removal, talk to your insurance agent when you’re getting an insurance policy. 

Do You Need to File A Claim? Start Today

Filing a claim can feel stressful, especially if your boat was recently damaged or lost in a storm. The professionals at DJ Kauffman Agency servicing Hutchinson, KS are here to help. We help our clients through the claim process, beginning with filing the claim. Call today to speak with one of our experienced insurance professionals.