Motor Home Insurance in Kansas
Whether you're planning to keep your RV in Kansas or have big dreams of taking it for a spin around the country, it's essential to make sure you have it insured first. At DJ Kauffman Agency Inc., we're here to help!
We have years of experience helping motor home owners in the Hutchinson, KS area and beyond get the coverage they need. We're here to help you find the right policy when you're ready. In the meantime, here are some useful things to know about motor home coverage in Kansas:
State Coverage Minimums
The state of Kansas requires all vehicles (and yes, this includes motor homes if they are going to be on the road at all) to meet particular minimum coverage. Even if you already have insurance for a different vehicle, you will need a new policy for your motor home. The required minimums include the following:
- bodily injury liability coverage both per person and per accident.
- Uninsured motorist bodily injury coverage.
- Property damage liability coverage
- General comprehensive and collision coverage
In addition to this coverage, the state of Kansas also requires all motorists to have Personal Injury Protection (PIP) or "No-Fault" insurance coverage.
Motor Home-Specific Coverage
Naturally, your motor home is different from the average car or truck. Because of this, your motor home insurance policy will vary a bit. We invite you to chat with us about the details of your motor home policy that includes things like personal effects or property coverage and even roadside assistance!
Taking the Next Step
If you own a motor home in the Hutchinson, KS area, please feel free to reach out to us today or drop by the DJ Kauffman Agency Inc. offices to learn more about your insurance options. We look forward to getting to know you and helping you and your motor home get on the road!