Your vehicle is used for work and running personal errands in Hutchinson, KS. It would be best if you made certain that you have adequate indemnity coverage to pay for incidents on the road. The DJ Kauffman Agency agents can help you understand the insurance requirements you need to meet to operate a vehicle in town legally.
How much auto insurance is required?
Kansas requires drivers to show proof of liability auto insurance that pays at least $25,000 ($50,000 per person) for bodily injury. You also need an indemnity plan that pays at least $25,000 for property damage caused after an accident.
Kansas is a no-fault state, which means every driver must have personal injury protection (PIP) insurance covering medical bills resulting from an accident. An agent at Dj Kauffman Agency can walk you through the essentials of PIP coverage. Hence, you fully understand the benefits and how much is needed for you to operate your vehicle in the state legally.
Does PIP protection fully shield you from a lawsuit?
A driver cannot sue you for medical bills after you cause an accident. You may find yourself in the middle of financial turmoil, though, if you do not have enough insurance to cover damages to the victim’s vehicle after an accident.
The possibility of an auto accident leaving you financially destitute is why you should seek out an insurance policy that provides full coverage. The best policies offer policy limits that do not require you to dip into your personal finances to satisfy the costs associated with an incident.
Call DJ Kauffman Agency for help?
Our agents understand the importance of having a good auto insurance plan in Kansas. They can help you create the ideal policy that satisfies the state minimum in addition to meeting your personal preferences. Call DJ Kauffman Agency in Hutchinson, KS today for a quote for auto insurance!