When you own your own home, you need home insurance to protect both it and your financial future. Your home is likely your largest investment, and it’s important to protect it. If your home isn’t insurance, give us a call right away at DJ Kauffman Agency in Hutchinson, KS.
Protection for Your Dwelling
One of the most important types of coverage that are included in your home policy is protection for the dwelling itself. This coverage is what pays for repairs when something is damaged in an accident, disaster or another incident. Home repairs can be substantial, and that’s especially true when there is major damage. With your insurance, it’s far easier to get your home repaired.
Covering Your Belongings
The items that you own are worth a lot altogether. When you have home insurance, those possessions are covered against a number of incidents that can lead to ruined belongings. If you have a major incident that ruins some of your possessions, it can be prohibitively expensive to replace them all without home insurance coverage. With this coverage, you can soon start replacing those items with help from the insurance policy.
When you have someone in your home or on the grounds of your home, you can be held liable if they have an accident or get sick there. This liability means that you would then be responsible for the medical bills that stem from this incident. Luckily, home insurance comes with liability coverage for just this kind of problem. It will pay for those medical bills so that you don’t have to come up with that money on your own. This also protects you from being sued for medical bills.
Get Home Insurance
If you own a home and don’t yet have home insurance, call us at DJ Kauffman Agency in Hutchinson, KS.