Being a business owner is one of the most satisfying accomplishments you can achieve. Only a few people ever get to enjoy that feeling of accomplishment. However, along with that satisfaction of business ownership also comes significant responsibility. Your employees, customers, and clients depend on you to provide a certain level of security and protection at your place of business. How will you provide this? DJ Kauffman Agency, serving Hutchinson, KS can help you provide the protection and peace of mind you need for your company. Keep reading to find out what you need to know about commercial insurance.
What is Commercial Insurance?
Commercial insurance is a suite of insurance products that have been specially designed with the business owners in mind. There are many aspects to your company which need protection. A commercial insurance policy is designed to cover all of these aspects so that you can focus your energy and time on running your company.
What Does Commercial Insurance Cover?
A commercial insurance policy can be customized to suit your specific needs, but there are a few general areas of protection.
- Property Damage – Property damage coverage is necessary for the business owner who operates a brick-and-mortar establishment. If your physical location sustains damage due to natural disaster, fire, or burglary, your commercial insurance policy will help pay for repairs or property replacement.
- Auto Insurance – If your company uses automobiles daily for your business’s operations, those automobiles will need to have sufficient insurance coverage. Your commercial policy will take care of this and cover the drivers you approve for those vehicles.
- Liability Coverage – Liability coverage is essential to the long-term financial health of your business. If a customer, client, or employee is injured on your property or as a result of your goods and services, you could be held liable for any medical or legal expenses which result. Liability coverage will help pay for this.
If you would like to learn more about our services, please contact DJ Kauffman Agency, serving Hutchinson, KS.