Do you know how black ice forms and why it’s such a problem? Black ice is a thin, almost invisible coating of ice that forms on roads. The first warning sign you’ll notice is when your tires lose traction, but by then it may already be too late. Black ice hides under streetlights, waits in the shade of grain elevators, and turns a familiar commute into a never-ending chain of split-second challenges. And when winter settles over Hutchinson, KS, you can feel that risk every time the temperature drops near freezing.

How Black Ice Turns Ordinary Roads Into Hazards

You’ve probably seen it happening. A clean stretch of Avenue A suddenly turns into an ice rink, a bridge on K-61 traps cold air and freezes over. Winter driving around here is not about what you can see, but more about what you can’t.

Around Hutchinson, conditions can shift from one hour to another, and so can your risk exposure. A quick review of your suto insurance policy can make sure your actual coverage matches your winter risks. Work runs in complete darkness, late pickups, or rural miles after sunset. At DJ Kauffman Agency, we help clients look at these patterns every day, but through the lens of practical auto insurance needs rather than guesswork.

Winter Checks for Hutchinson Drivers

Here are some smart winter check points you can run right now:

• Carefully review when and where you drive most often and check the predicted temperature during those hours.
• Walk around your car and check for worn tires or dim headlights.
• Take note of any recent near-misses or winter scares this season.

Paying attention to these details will help you understand your winter risk profile and how to best cover it.

Coverage Clarity Matters Before the Next Freeze

Here at DJ Kauffman Agency, we use our extensive local expertise to help you find the right balance between how you drive and what protection you need in winter. For a clear, timely review of your auto insurance, contact us. We’re here to help.