Watercraft insurance can seem like a broad term, and that’s because it is. Like other forms of insurance, whether your specific watercraft is covered and whether you need standard or specialized insurance depends on your unique circumstances. DJ Kauffman Agency in Hutchinson, KS, takes a closer look at what boat and watercraft insurance covers, so you know what to look for when shopping around. If you need support while exploring your options, you can always turn to us for guidance to ensure you have the right level of coverage!

What Types of Boats Can You Cover With Watercraft Insurance?

Generally, any vessel under 197 feet long can be covered under watercraft insurance, which includes a wide range of vehicles used on the water. However, you may not need coverage for certain vessels without motors, such as kayaks or paddleboats, or you may only need minimal coverage for these types of watercraft. If you own a personal watercraft, like a jet ski, you may require specialized coverage. Similarly, if you have a large boat or yacht, you might benefit from a policy tailored to your vessel to meet your needs better. While standard boat insurance could cover a yacht, customized coverage may offer more comprehensive protection.

Find the Right Boat/Watercraft Insurance With DJ Kauffman Agency

Because boat and watercraft insurance can vary widely, it can be challenging to determine what you need or where to find it. That’s where we come in! At DJ Kauffman Agency in Hutchinson, KS, we make it easy to secure the watercraft insurance that’s right for your specific type of vessel. Compare quotes with us today or contact us if you have any questions or need assistance finding the perfect policy!