{"id":24,"date":"2020-07-29T04:00:00","date_gmt":"2020-07-29T10:00:00","guid":{"rendered":"https:\/\/www.djkauffmaninsurance.com\/blog\/?p=24"},"modified":"2020-07-29T15:06:01","modified_gmt":"2020-07-29T21:06:01","slug":"how-much-life-insurance-is-enough","status":"publish","type":"post","link":"https:\/\/www.djkauffmaninsurance.com\/blog\/how-much-life-insurance-is-enough\/","title":{"rendered":"How much life insurance is enough"},"content":{"rendered":"<p>Life insurance is not something that most people know a lot about. It is rarely discussed, and certainly, it isn&#8217;t taught in school. If you ask ten people how much life insurance is enough, you would likely get ten different answers. One thing for sure, life insurance is not one size fits all. When it comes to how much life insurance is enough, having the help of a knowledgeable insurance agent makes the process much less intimidating.&nbsp;For residents of&nbsp;Hutchinson, KS, the DJ Kauffman Agency Inc. has the answers you are looking for. As independent agents, we&nbsp;can offer you products from&nbsp;some of the top carriers in the business.&nbsp;<\/p>\n<p>Experts suggest that you should have between seven and ten years of income in life insurance. If you are single without dependents, this may be more than you need, and if you have five children and a spouse, this may not be enough. So, how do you decide how much life insurance is enough? Firstly, you need to ask yourself some questions.&nbsp;<\/p>\n<ul>\n<li>Do I have anyone who is dependant on my income? This can be a spouse, aging parents, children, or anyone else who needs you to provide for them. How long will they be dependent? Do you have young children, and do you want to provide for their college education?&nbsp;<\/li>\n<li>Do you have debt? A mortgage, car payment, credit card debt, anything that might have to be paid by your survivors?&nbsp;<\/li>\n<li>Have you taken care of your final expenses?&nbsp;<\/li>\n<li>Do you want to leave a legacy to your children or grandchildren?&nbsp;<\/li>\n<\/ul>\n<p>The answer to these questions will help you determine how much life insurance is enough. When you are ready to discuss your life insurance needs, the team at&nbsp;DJ Kauffman Agency Inc. in Hutchinson, KS will be there for you. Give us a call or stop by and let us explain&nbsp;the life insurance options available and give you a free quote.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Life insurance is not something that most people know a lot about. It is rarely discussed, and certainly, it isn&#8217;t taught in school. If you ask ten people how much life insurance is enough, you would likely get ten different answers. One thing for sure, life insurance is not one size fits all. When it [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[8,7],"class_list":["post-24","post","type-post","status-publish","format-standard","hentry","category-life-insurance","tag-dj-kauffman-agency-inc","tag-hutchinson-ks"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.5 - aioseo.com -->\n\t<meta name=\"description\" content=\"Life insurance is not something that most people know a lot about. It is rarely discussed, and certainly, it isn&#039;t taught in school. If you ask ten people how much life insurance is enough, you would likely get ten different answers. One thing for sure, life insurance is not one size fits all. 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