{"id":106,"date":"2023-11-29T04:00:00","date_gmt":"2023-11-29T10:00:00","guid":{"rendered":"https:\/\/www.djkauffmaninsurance.com\/blog\/?p=106"},"modified":"2023-11-29T15:04:21","modified_gmt":"2023-11-29T21:04:21","slug":"does-your-mechanic-shop-need-umbrella-insurance","status":"publish","type":"post","link":"https:\/\/www.djkauffmaninsurance.com\/blog\/does-your-mechanic-shop-need-umbrella-insurance\/","title":{"rendered":"Does Your Mechanic Shop Need Umbrella Insurance?"},"content":{"rendered":"

Umbrella insurance policies are a standard option for mechanic businesses, but you’re unsure whether it’s right for you. Let our team at DJ Kauffman Agency help your Hutchinson, KS mechanic shop find a high-quality umbrella policy that works for your shop’s unique needs.<\/p>\n

What Umbrella Insurance Covers <\/strong><\/h2>\n

Umbrella insurance is technically a type of extra liability coverage that pays for what your standard policy does not. All liability policies have a payout limit, meaning you’ll get stuck paying the rest. However, umbrella insurance covers that amount and then some to keep your facility safe.<\/p>\n

It’s an option that makes sense for businesses like yours because you’re working with expensive machines and could seriously impact your customers’ lives. If you make a mistake that triggers a lawsuit, it could result in severe financial and legal issues if you don’t have umbrella protection.<\/p>\n

Why It Might Be Great for You<\/strong><\/h2>\n

While umbrella insurance might seem like a luxury you don’t need, it’s a smart option for mechanic shops. After all, you’re likely at a higher risk of liability lawsuits than many other businesses and deserve protection. Here are a few scenarios in which it might benefit you:<\/p>\n

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  • When your repairs cause a crash that seriously impacts your health and well-being<\/li>\n
  • If you get sued for negligence when one of your repairs doesn’t work correctly and damages a vehicle <\/li>\n
  • When someone gets injured in your shop and sues you for failing to protect them properly<\/li>\n<\/ul>\n

    Finding a Policy You’ll Love<\/strong><\/h2>\n

    Our team at DJ Kauffman Agency is here to help your Hutchinson, KS mechanic shop find an umbrella insurance policy that makes sense for you. With the help of our crew, you’ll find the unique and effective policy that fits into your budget and provides the long-term support you deserve.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Umbrella insurance policies are a standard option for mechanic businesses, but you’re unsure whether it’s right for you. Let our team at DJ Kauffman Agency help your Hutchinson, KS mechanic shop find a high-quality umbrella policy that works for your shop’s unique needs. What Umbrella Insurance Covers  Umbrella insurance is technically a type of extra […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[10,7],"class_list":["post-106","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-dj-kauffman-agency","tag-hutchinson-ks"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t